Welcome…
to Hometown Credit Union. Since 1948, we have provided our members with a place to save their hard-earned money and earn excellent dividend rates on those savings, while offering loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.

Membership is open…
to anyone who lives within a 75 mile radius of our Kulm, or 50 mile radius of our Hazelton, ND offices. Click here for a listing of the communities in our service area. "ONCE A MEMBER, ALWAYS A MEMBER" - Hometown Credit Union wants you to know that "once a member, always a member". Your financial and economic interests will continue to be a matter of personal and direct concern to your Credit Union, even if life takes you away from your hometown. All of our services remain at your disposal and we hope you will continue to make full use of them.

Your savings are secure…
and are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of NCUA. The NCUSIF is backed by the full faith and credit of the United States government. Your IRA retirement accounts are insured up to $250,000. Click here for more details.

In true cooperative spirit…More than 186 million people worldwide belong to a credit union just like Hometown Credit Union. When you go to the credit union, you're not just a customer-you're a member. It really is "your credit union." Banks belong to shareholders, hoping to profit from your transactions. At a credit union, any earnings are returned to you in the form of better rates on loans and savings. Your voice is heard through our volunteer Board of Directors who are elected by you and other members of Hometown Credit Union. As a not-for-profit financial cooperative, your funds are invested locally, helping other member owners from our community.