Hometown Credit Union
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Our Services

• Internet & Mobile Banking
• Share savings
• Share draft checking
• IRA savings
• Certificate of Deposit
• Christmas Club
• VISA Debit Cards
• Agriculture Lending
• Car & equipment guides
• Free Notary
• Copier and Fax
• ATM all locations
• GAP insurance for
vehicle loans
• Mechanical Repair
Coverage for vehicles

 
 
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Your account may be charged the listed fees.The following transaction limitations, if any, apply to your account.

Share Draft
Fee
Description
Amount
Clearing Fee a.k.a. Overdraft fee - charged when we pay a draft (check) or ACH (automatic clearing house) item that overdraws your account  

$15.00
$20.00 if > $2,000

Return Item a.k.a. NSF (non-sufficient funds) - charged when we return a draft or an ACH item as unpaid.   $20.00
Transfer Fee assessed when funds are transferred automatically to cover an overdraft. NOTE: No fee is assessed if you initiate a transfer before your account is overdrawn   $3.00
Stop Payment charged when a member instructs the Credit Union not to honor a specific draft or drafts   $5.00
Wire Transfer charged when a member receives or sends funds electronically to another party   $7.00
$25.00 International
Collection Item fee charged for payment of a draft held by the Credit Union until funds are available for payment   $5.00
Account Reconciliation fee charged for assistance by a Credit Union employee to a member for help in balancing their share draft account.  

$10.00/hour
$10.00 minimum

       
Other Fees
Membership Share required minimum share balance   $5.00
Loan Application fee charged for processing loan application. Does not include extra processing costs such as UCC filing, vehicle title transfer, and real estate fees.   $20.00
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  Locations & Hours
 

Kulm Office
18 South Main / PO Box 310
Kulm, ND 58456
647-2448 - 647-2449 FAX
877-304-0035
Monday-Friday 8am-5pm
24 hour ATM & depository

email us

Ashley Office
102 East Main / PO Box 230
Ashley, ND 58413
288-3439 - 288-3430 FAX
877-588-3439

Lobby: M-F 8am-5pm
Drive Up:
M-F 7am-5pm
24 hour ATM & depository

email us

Hazelton Office
341 Main / PO Box 225
Hazelton, ND 58544
782-6841 - 782-6831 FAX
866-782-6841
Monday-Friday 8am-5pm
24 hour ATM & depository

email us

Lincoln Office
109 McDougall Drive
Lincoln, ND 58504
751-1613 - 751-3224 FAX
877-304-0035
Lobby: M-F 8am-6pm
Saturday:
9am - 11am
Drive up:
M-F 7am-7pm
Saturday:
8am-12noon
24 hour ATM & depository

email us

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Accounts On-Line | Home | About Us | Loans | Rates | Fees | FAQs | Privacy | Resources > | Links | Site Map
page last updated June 18, 2018

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
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