Hometown Credit Union
beans
Barn
tractors
We are committed to helping our members make wise decisions.....

Accounts On Line | Home | About Us | Loans | Rates | Fees | FAQs | Privacy | Resources > | Links | Site Map
Note: Please set your web browser to allow pop ups and to allow blocked ActiveX content from our web site.

 
Welcome

 

Our Services

Share savings
Share draft checking
IRA
Certificate of Deposit
Christmas Club
Visa Debit Cards
Agriculture Lending
Car & Equipment Guides
Travelers Checks
Free Notary Service
Copier and Fax Service

 
 
Online Banking
Accounts On-Line
 
Hometown
About Us
Loans
Rates
Fees
Questions
Resources >
Financial Calculators
Favorite Links
Site Map
 
 
 

 

Your account may be charged the listed fees.The following transaction limitations, if any, apply to your account.

Share Draft
Fee
Description
Amount
Clearing Fee a.k.a. Overdraft fee - charged when we pay a draft (check) or ACH (automatic clearing house) item that overdraws your account  

$15.00
$20.00 if > $2,000

Return Item a.k.a. NSF (non-sufficient funds) - charged when we return a draft or an ACH item as unpaid.   $20.00
Transfer Fee assessed when funds are transferred automatically to cover an overdraft. NOTE: No fee is assessed if you initiate a transfer before your account is overdrawn   $3.00
Stop Payment charged when a member instructs the Credit Union not to honor a specific draft or drafts   $5.00
Wire Transfer charged when a member receives or sends funds electronically to another party   $7.00
$25.00 International
Collection Item fee charged for payment of a draft held by the Credit Union until funds are available for payment   $5.00
Account Reconciliation fee charged for assistance by a Credit Union employee to a member for help in balancing their share draft account.  

$10.00/hour
$10.00 minimum

       
Other Fees
Membership Share required minimum share balance   $5.00
Loan Application fee charged for processing loan application. Does not include extra processing costs such as UCC filing, vehicle title transfer, and real estate fees.   $20.00
Banner
  Locations & Hours
 

Kulm Office
17 South Main / PO Box 310
Kulm, ND 58456
647-2448 - 647-2449 FAX
1-877-304-0035
Monday-Friday 8:00-5:00
24 hour depository

email us

Ashley Office
106 East Main / PO Box 230
Ashley, ND 58413
288-3439 - 288-3430 FAX
1-877-588-3439
Monday-Friday 7:00-5:00
24 hour depository

email us

Hazelton Office
341 Main / PO Box 225
Hazelton, ND 58544
782-6841 - 782 6831 FAX
1-866-782-6841
Monday-Friday 8:00-5:00
24 hour depository

email us

Lincolon Office
109 McDougal Drive
Lincoln, ND 58504
751-1613 - 751-3224 FAX
1-877-304-0035
Drive up M-F 7 AM-7 PM
Lobby: M-F 8AM-6PM

ATM 24 hour depository

email us

top

Accounts On-Line | Home | About Us | Loans | Rates | Fees | FAQs | Privacy | Resources > | Links | Site Map
page last updated Jul 28, 2017

NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
Credit Union National Association
Equal Housing