Hometown Credit Union
We are committed to helping our members make wise decisions.....

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Share savings
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Your account may be charged the listed fees.The following transaction limitations, if any, apply to your account.

Share Draft
Clearing Fee a.k.a. Overdraft fee - charged when we pay a draft (check) or ACH (automatic clearing house) item that overdraws your account  

$20.00 if > $2,000

Return Item a.k.a. NSF (non-sufficient funds) - charged when we return a draft or an ACH item as unpaid.   $20.00
Transfer Fee assessed when funds are transferred automatically to cover an overdraft. NOTE: No fee is assessed if you initiate a transfer before your account is overdrawn   $3.00
Stop Payment charged when a member instructs the Credit Union not to honor a specific draft or drafts   $5.00
Wire Transfer charged when a member receives or sends funds electronically to another party   $7.00
$25.00 International
Collection Item fee charged for payment of a draft held by the Credit Union until funds are available for payment   $5.00
Account Reconciliation fee charged for assistance by a Credit Union employee to a member for help in balancing their share draft account.  

$10.00 minimum

Other Fees
Membership Share required minimum share balance   $5.00
Loan Application fee charged for processing loan application. Does not include extra processing costs such as UCC filing, vehicle title transfer, and real estate fees.   $20.00
  Locations & Hours

Kulm Office
17 South Main / PO Box 310
Kulm, ND 58456
647-2448 - 647-2449 FAX
Monday-Friday 8:00-5:00
24 hour depository

email us

Ashley Office
106 East Main / PO Box 230
Ashley, ND 58413
288-3439 - 288-3430 FAX
Monday-Friday 7:00-5:00
24 hour depository

email us

Hazelton Office
341 Main / PO Box 225
Hazelton, ND 58544
782-6841 - 782 6831 FAX
Monday-Friday 8:00-5:00
24 hour depository

email us

Lincolon Office
109 McDougal Drive
Lincoln, ND 58504
751-1613 - 751-3224 FAX
Drive up M-F 7 AM-7 PM
Lobby: M-F 8AM-6PM

ATM 24 hour depository

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Accounts On-Line | Home | About Us | Loans | Rates | Fees | FAQs | Privacy | Resources > | Links | Site Map
page last updated Jul 28, 2017

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
Credit Union National Association
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