Welcome…

to Hometown Credit Union. Since 1948, we have provided our members with a safe place to save their hard-earned money and earn excellent dividend rates on those savings, and provided loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.

Membership is open…
to anyone who lives within a 75 mile radius of our Kulm, ND office or within a 50 mile radius Hazelton, ND office. Click here for a listing of the communities in our service area. "ONCE A MEMBER, ALWAYS A MEMBER" - Hometown Credit Union wants you to know that "once a member, always a member". Your financial and economic interests will continue to be a matter of personal and direct concern to your Credit Union, even if life takes you away from your hometown. All of our services remain at your disposal and we hope you will continue to make full use of them.

Your savings are secure…
and are federally insured up to at least $100,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of NCUA. The NCUSIF is backed by the full faith and credit of the United States government. Your IRA retirement accounts are insured up to $250,000. Click here for more details.

UPDATE: The Emergency Economic Stabilization Act of 2008 passed by Congress on October 3, 2008 increased the insurance coverage on all accounts up to $250,000 until at least December 31, 2013.

your voice is heard through our volunteer Board of Directors who are elected by you and other members of the credit union. As a not-for-profit financial cooperative, your funds are invested locally, helping other member owners from your community.

We are unique…
In addition to savings dividends compounded daily, Credit Union provides all insurable members with automatic life savings insurance on passbook savings up to $2,000. At Hometown Credit Union our members are worth more than money.